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	<title>Realty World - Dave Thurman</title>
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	<link>http://realtyworlddavethurman.com</link>
	<description>Stockton Real Estate · Homes for Sale · REALTOR® Since 1976</description>
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		<title>Open House in Linden!</title>
		<link>http://davethurmanrealestate.com/2012/01/21/open-house-in-linden/</link>
		<comments>http://davethurmanrealestate.com/2012/01/21/open-house-in-linden/#comments</comments>
		<pubDate>Sun, 22 Jan 2012 07:05:00 +0000</pubDate>
		<dc:creator>Dave Thurman</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[Closet]]></category>
		<category><![CDATA[Dave Thurman]]></category>
		<category><![CDATA[Dining room]]></category>
		<category><![CDATA[Garage (house)]]></category>
		<category><![CDATA[Linden]]></category>
		<category><![CDATA[Real estate]]></category>
		<category><![CDATA[Real estate broker]]></category>
		<category><![CDATA[Realty World]]></category>
		<category><![CDATA[San Joaquin County]]></category>
		<category><![CDATA[Stockton California]]></category>
		<category><![CDATA[Tile]]></category>
		<category><![CDATA[Virtual tour]]></category>

		<guid isPermaLink="false">http://realtyworlddavethurman.com/2012/01/21/open-house-in-linden/</guid>
		<description><![CDATA[5430 Tommy Way, Linden CA 95236
For Sale &#8211; Open Sundays! $275,000
Raymus Built Home in Linden! Spacious single story 3 bedroom 2 bath  on 70&#215;115 lot. Fully landscaped front and back, lots of concrete with  RV/boat parking and gazebo with a Catalina Spa. Open living room, formal  dining room and kitchen with 10&#8242; [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.davethurman.com/tommy.asp"></a><br />
<a title="5430 Tommy Way, Linden CA 95236" href="http://www.davethurman.com/tommy.asp">5430 Tommy Way, Linden CA 95236</a></p>
<p>For Sale &#8211; Open Sundays! $275,000<br />
Raymus Built Home in Linden! Spacious single story 3 bedroom 2 bath  on 70&#215;115 lot. Fully landscaped front and back, lots of concrete with  RV/boat parking and gazebo with a Catalina Spa. Open living room, formal  dining room and kitchen with 10&#8242; high ceilings, brick gas fireplace,  built-in book cases on ceramic tile flooring. Master suite was extended  with double sinks and walk-in closet. Also includes private office/den,  inside laundry and 2-Car garage. Owner is licensed real estate broker. <a title="5430 Tommy Way ~ Virtual Tour" href="http://client.rw.imprev.net/95/395/13770/index.ipv">Virtual Tour</a><br />
<a title="Dave Thurman's Website" href="http://www.davethurman.com/">Stockton Real Estate &#8211; Dave Thurman</a></p>
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		<item>
		<title>The Foreclosure Report – December 2011</title>
		<link>http://davethurmanrealestate.com/2012/01/14/the-foreclosure-report-december-2011/</link>
		<comments>http://davethurmanrealestate.com/2012/01/14/the-foreclosure-report-december-2011/#comments</comments>
		<pubDate>Sat, 14 Jan 2012 15:06:00 +0000</pubDate>
		<dc:creator>Dave Thurman</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[California]]></category>
		<category><![CDATA[Dave Thurman]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Real estate]]></category>
		<category><![CDATA[RealtyTrac]]></category>
		<category><![CDATA[Stockton California]]></category>

		<guid isPermaLink="false">http://realtyworlddavethurman.com/2012/01/14/the-foreclosure-report-%e2%80%93-december-2011/</guid>
		<description><![CDATA[Hey Investors! Check out the latest from ForeclosureRadar&#8230;
2011 Foreclosure Activity Ends With a Whimper
01/11/2012   &#8211; Foreclosure  Starts dropped significantly throughout our coverage area with the  exception of a modest increase in Oregon. Foreclosure Sales were mixed,  and down far less than we expected given lender announcements of holiday  moratoriums. [...]]]></description>
			<content:encoded><![CDATA[<p>Hey Investors! Check out the latest from ForeclosureRadar&#8230;<br />
2011 Foreclosure Activity Ends With a Whimper<br />
01/11/2012   &#8211; Foreclosure  Starts dropped significantly throughout our coverage area with the  exception of a modest increase in Oregon. Foreclosure Sales were mixed,  and down far less than we expected given lender announcements of holiday  moratoriums. California and Washington actually saw modest increases.  Also surprising was a drop in the time to foreclose across most states,  since foreclosures typically get extended over the holidays. [<a href="http://www.foreclosureradar.com/foreclosure-report/foreclosure-report-december-2011">Read More</a>]<br />
<a href="http://www.davethurman.com/foreclosure-search.asp"></a><br />
<a title="Dave Thurman's Web site" href="http://www.davethurman.com/">Stockton Real Estate &#8211; Dave Thurman</a></p>
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		<item>
		<title>Real Estate Office ~ Open House!</title>
		<link>http://davethurmanrealestate.com/2012/01/11/real-estate-office-open-house-2/</link>
		<comments>http://davethurmanrealestate.com/2012/01/11/real-estate-office-open-house-2/#comments</comments>
		<pubDate>Thu, 12 Jan 2012 04:58:00 +0000</pubDate>
		<dc:creator>Dave Thurman</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[California]]></category>
		<category><![CDATA[Dave Thurman]]></category>
		<category><![CDATA[For Buyers]]></category>
		<category><![CDATA[For Realty Professionals]]></category>
		<category><![CDATA[For Sellers]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Listings]]></category>
		<category><![CDATA[Lodi Homes for Sale]]></category>
		<category><![CDATA[Lodi Real Estate]]></category>
		<category><![CDATA[Manteca Homes for Sale]]></category>
		<category><![CDATA[Manteca Real Estate]]></category>
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		<category><![CDATA[Real estate broker]]></category>
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		<category><![CDATA[REALTORS®]]></category>
		<category><![CDATA[San Joaquin County]]></category>
		<category><![CDATA[Short (finance)]]></category>
		<category><![CDATA[Stockton]]></category>
		<category><![CDATA[Stockton California]]></category>
		<category><![CDATA[Stockton Real Estate]]></category>
		<category><![CDATA[Stockton Things to Do!]]></category>

		<guid isPermaLink="false">http://realtyworlddavethurman.com/2012/01/11/real-estate-office-open-house/</guid>
		<description><![CDATA[Realty World &#8211; Dave Thurman
Stockton Real Estate · Homes for Sale · REALTOR® Since 1976
On Saturday, January 14, 2012 from 12:00 Noon to 4:00 PM, you are     invited to our  Open Office at  2652 East Main Street in Stockton.  If     you are looking  [...]]]></description>
			<content:encoded><![CDATA[<p>Realty World &#8211; Dave Thurman<br />
<em>Stockton Real Estate · Homes for Sale · REALTOR® Since 1976</em><br />
On Saturday, January 14, 2012 from 12:00 Noon to 4:00 PM, you are     invited to our  Open Office at  2652 East Main Street in Stockton.  If     you are looking  for residential, commercial, or investment   properties   in this area, don’t  miss this  opportunity to    visit and   meet with   Dave Thurman,  REALTOR®.﻿  Appointments are not     necessary!</p>
<p>Pick up a free list of homes!<br />
Foreclosure auction dates &amp; information.<br />
Get pre-qualified for a home loan.<br />
Ask questions about foreclosures and short sales.<br />
Discuss agency and disclosure requirements.<br />
Become a member &amp; start up your own Shaklee business<br />
First-time buyers and investors are welcome.</p>
<p><a title="Dave Thurman Real Estate" href="http://davethurman.com/">Stockton Real Estate &#8211; Dave Thurman</a></p>
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		</item>
		<item>
		<title>Five issues for housing in 2012</title>
		<link>http://davethurmanrealestate.com/2012/01/05/five-issues-for-housing-in-2012/</link>
		<comments>http://davethurmanrealestate.com/2012/01/05/five-issues-for-housing-in-2012/#comments</comments>
		<pubDate>Fri, 06 Jan 2012 04:26:00 +0000</pubDate>
		<dc:creator>Dave Thurman</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[Barclays Capital]]></category>
		<category><![CDATA[Dave Thurman]]></category>
		<category><![CDATA[Fannie Mae]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Freddie Mac]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[Mortgage loan]]></category>
		<category><![CDATA[Real estate]]></category>
		<category><![CDATA[Realty World]]></category>
		<category><![CDATA[Stockton Homes for Sale]]></category>
		<category><![CDATA[Stockton Real Estate]]></category>
		<category><![CDATA[Wall Street Journal]]></category>

		<guid isPermaLink="false">http://realtyworlddavethurman.com/2012/01/05/five-issues-for-housing-in-2012/</guid>
		<description><![CDATA[The Wall Street Journal
 
Just as in 2011, in 2012 many will be trying to figure out where housing is headed. While the housing market didn’t worsen in 2011, it also didn’t stabilize either. This year, the story will be about local markets. While many housing markets rose and fell together, they’re recovering at difference [...]]]></description>
			<content:encoded><![CDATA[<p>The Wall Street Journal<br />
<strong> </strong><br />
Just as in 2011, in 2012 many will be trying to figure out where housing is headed. While the housing market didn’t worsen in 2011, it also didn’t stabilize either. This year, the story will be about local markets. While many housing markets rose and fell together, they’re recovering at difference paces so talking about housing on a national level is not beneficial.<br />
Making sense of the story</p>
<p><strong>Confidence and      jobs:</strong> Housing      is more affordable than it has been in decades, but many would-be buyers      are worried about buying today if prices are going to be lower tomorrow.      Still, others don’t want to buy a house until they have more evidence that      they’re not going to get laid off or see their hours cut back.</p>
<p><strong>Foreclosures:</strong> Banks and other mortgage      investors own around 440,000 foreclosed properties, but there’s another      3.4 million loans in foreclosure or serious delinquency, according to      estimates by Barclays Capital. Because banks are faster to cut prices to unload      inventory than are traditional sellers, home values can fall further as      the share of distressed sales rises.</p>
<p><strong>Rents:</strong> If low mortgage rates aren’t      enough to give urgency to would-be buyers, rent hikes could accelerate      buyers’ decisions to take the plunge.</p>
<p><strong>Mortgage credit      and rates:</strong> It’s      still hard for many buyers to get approved for a mortgage because banks      are demanding lots of documentation of borrowers’ incomes.</p>
<p><strong>Regulation:</strong> Many analysts don’t expect      Congress to make major changes to Fannie Mae and Freddie Mac during the      election year, but several major regulatory changes could significantly      reshape the future of the lending landscape in 2012.</p>
<p>Meanwhile, the regulator that oversees Fannie      and Freddie is revamping the way that mortgage companies are paid for      collecting loan payments. This could lead to a broader shakeup in the      mortgage industry that ultimately influences how much borrowers are charged      for mortgages and how banks handle loans that fall into delinquency.</p>
<p>Read the full story<br />
<a href="http://on.wsj.com/wHMaiG">http://on.wsj.com/wHMaiG</a><br />
<a title="Dave Thurman's Web site" href="http://www.davethurman.com">Stockton Real Estate &#8211; Dave Thurman</a></p>
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		</item>
		<item>
		<title>Raymus Built Home in Linden!</title>
		<link>http://davethurmanrealestate.com/2011/12/27/raymus-built-home-in-linden/</link>
		<comments>http://davethurmanrealestate.com/2011/12/27/raymus-built-home-in-linden/#comments</comments>
		<pubDate>Tue, 27 Dec 2011 23:25:00 +0000</pubDate>
		<dc:creator>Dave Thurman</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[Bookcase]]></category>
		<category><![CDATA[California]]></category>
		<category><![CDATA[Closet]]></category>
		<category><![CDATA[Dave Thurman]]></category>
		<category><![CDATA[Dining room]]></category>
		<category><![CDATA[For Realty Professionals]]></category>
		<category><![CDATA[For Sellers]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Garage (house)]]></category>
		<category><![CDATA[homes for sale]]></category>
		<category><![CDATA[Listings]]></category>
		<category><![CDATA[Living room]]></category>
		<category><![CDATA[Lodi Homes for Sale]]></category>
		<category><![CDATA[Lodi Real Estate]]></category>
		<category><![CDATA[Manteca Homes for Sale]]></category>
		<category><![CDATA[Manteca Real Estate]]></category>
		<category><![CDATA[Real estate]]></category>
		<category><![CDATA[Real estate broker/agent]]></category>
		<category><![CDATA[Realty World]]></category>
		<category><![CDATA[Stockton Homes for Sale]]></category>
		<category><![CDATA[Stockton Real Estate]]></category>
		<category><![CDATA[Tile]]></category>

		<guid isPermaLink="false">http://realtyworlddavethurman.com/2011/12/27/raymus-built-home-in-linden/</guid>
		<description><![CDATA[5430 Tommy Way, Linden CA 95236
For Sale &#8211; Open Sundays! $275,000
Raymus Built Home in Linden! Spacious single story 3 bedroom 2 bath on 70&#215;115 lot. Fully landscaped front and back, lots of concrete with RV/boat parking and gazebo with a Catalina Spa. Open living room, formal dining room and kitchen with 10&#8242; high ceilings, brick [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.davethurman.com/tommy.asp"></a><br />
<a title="5430 Tommy Way, Linden CA 95236" href="http://www.davethurman.com/tommy.asp">5430 Tommy Way, Linden CA 95236</a><br />
For Sale &#8211; Open Sundays! $275,000<br />
Raymus Built Home in Linden! Spacious single story 3 bedroom 2 bath on 70&#215;115 lot. Fully landscaped front and back, lots of concrete with RV/boat parking and gazebo with a Catalina Spa. Open living room, formal dining room and kitchen with 10&#8242; high ceilings, brick gas fireplace, built-in book cases on ceramic tile flooring. Master suite was extended with double sinks and walk-in closet. Also includes private office/den, inside laundry and 2-Car garage. Owner is licensed real estate broker. <a title="5430 Tommy Way ~ Virtual Tour" href="http://client.rw.imprev.net/95/395/13770/index.ipv">Virtual Tour</a><br />
<a title="Dave Thurman's Website" href="http://www.davethurman.com">Stockton Real Estate &#8211; Dave Thurman</a></p>
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